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All Tools›Finance & Business›FD Calculator

FD Calculator

Calculate fixed deposit maturity value with TDS

Finance & BusinessFREEYour data never leaves your browser

FD Calculator is a free, browser-based tool that lets you calculate fixed deposit maturity value with tds — with zero signup, zero installation. Your data never leaves your browser. Part of 67+ free developer and business tools at wowhow.cloud, built and maintained by a team with 14+ years of hands-on development experience.

FD Details

Rs 5,00,000
Rs 10,000Rs 1,00,00,000
7.0%
3%10%

Total Deposit

Rs 5,00,000

Interest Earned

Rs 2,07,389

Maturity Value

Rs 7,07,389

Principal (71%) Interest (29%)
TDS Alert: Annual interest of Rs 41,478 exceeds the Rs 40,000 threshold. Estimated TDS (10%): Rs 20,739. Net maturity after TDS: Rs 6,86,650.

Year-wise Breakdown

YearOpening BalanceInterestClosing Balance
1Rs 5,00,000Rs 35,930Rs 5,35,930
2Rs 5,35,930Rs 38,511Rs 5,74,441
3Rs 5,74,441Rs 41,279Rs 6,15,720
4Rs 6,15,720Rs 44,245Rs 6,59,965
5Rs 6,59,965Rs 47,424Rs 7,07,389

How to Use

1

Enter your fixed deposit amount

2

Set the interest rate (or use default bank rate)

3

Choose tenure in years and months

4

Select compounding frequency and senior citizen status

Frequently Asked Questions

FD interest uses compound interest: A = P(1 + r/n)^(nt). Most Indian banks compound quarterly.

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