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All Tools›Finance & Business›PPF Calculator

PPF Calculator

Calculate PPF maturity with year-wise interest breakdown

Finance & BusinessFREEYour data never leaves your browser

PPF Calculator is a free, browser-based tool that lets you calculate ppf maturity with year-wise interest breakdown — with zero signup, zero installation. Your data never leaves your browser. Part of 67+ free developer and business tools at wowhow.cloud, built and maintained by a team with 14+ years of hands-on development experience.

Rs 50,000
Rs 500Rs 1,50,000
PPF interest rate: 7.1% p.a.(compounded annually) · Lock-in: 15 years · Max: Rs 1.5L/year

Total Deposited

7.50 L

Total Interest Earned

6.06 L

Maturity Amount (15 yr)

13.56 L

Year-wise Balance Growth

Yr 1: ₹53,550
Yr 2: 1.11 L
Yr 3: 1.72 L
Yr 4: 2.38 L
5
Yr 5: 3.09 L
Yr 6: 3.84 L
Yr 7: 4.65 L
Yr 8: 5.51 L
Yr 9: 6.44 L
10
Yr 10: 7.43 L
Yr 11: 8.50 L
Yr 12: 9.64 L
Yr 13: 10.86 L
Yr 14: 12.16 L
15
Yr 15: 13.56 L

Section 80C Tax Benefit

PPF investments qualify for tax deduction under Section 80C of the Income Tax Act, up to Rs 1,50,000 per financial year. PPF enjoys EEE (Exempt-Exempt-Exempt) status — your investment, interest earned, and maturity amount are all fully tax-free. At the highest tax slab (30%), investing Rs 50,000 annually saves you up to Rs 50,000 × 30% = Rs 15,000 in tax each year.

How to Use

1

Enter your planned annual PPF investment (Rs 500 to Rs 1.5 lakh)

2

View the 15-year year-wise breakdown instantly

3

See total deposits, interest earned, and maturity amount

4

Check Section 80C tax deduction eligibility

Frequently Asked Questions

The PPF interest rate for Q1 FY 2026-27 is 7.1% per annum, compounded annually. The rate is reviewed quarterly by the government.

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