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All Tools›Finance & Business›SIP & EMI Calculator

SIP & EMI Calculator

Plan investments and loans with visual breakdowns

Finance & BusinessFREEYour data never leaves your browser
Rs 10,000
Rs 500Rs 1,00,000
12%
1%30%
10 years
1 years30 years

Total

23.23 L

Invested
Returns

Invested Amount

Rs 12 L

Est. Returns

Rs 11.23 L

Total Value

Rs 23.23 L

Year-wise Growth

YearInvestedReturnsValue
1Rs 1.20 LRs 8,093Rs 1.28 L
2Rs 2.40 LRs 32,432Rs 2.72 L
3Rs 3.60 LRs 75,076Rs 4.35 L
4Rs 4.80 LRs 1.38 LRs 6.18 L
5Rs 6 LRs 2.25 LRs 8.25 L
6Rs 7.20 LRs 3.38 LRs 10.58 L
7Rs 8.40 LRs 4.80 LRs 13.20 L
8Rs 9.60 LRs 6.55 LRs 16.15 L
9Rs 10.80 LRs 8.68 LRs 19.48 L
10Rs 12 LRs 11.23 LRs 23.23 L

How to Use

1

Switch between SIP and EMI modes

2

Use sliders or type exact values for amount, rate, and time period

3

View the visual breakdown — invested vs returns for SIP, or interest vs principal for EMI

4

Expand the yearly growth table or amortization schedule for detailed figures

Frequently Asked Questions

Using the compound interest formula with monthly compounding: M x [{(1+r)^n - 1} / r] x (1+r), where M is monthly investment, r is monthly rate, n is total months.

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