Auto Loan Calculator
Calculate your monthly car payment instantly
Auto Loan Calculator is a free, browser-based tool that lets you calculate your monthly car payment instantly — with zero signup, zero installation. Your data never leaves your browser. Part of 94+ free developer and business tools at wowhow.cloud, built and maintained by a team with 14+ years of hands-on development experience.
= $3,500
= $2,100 added to loan
Monthly Payment
60 months · 6.5% APR · $33,600 financed
Payment Breakdown
Loan Summary
Loan Amount
$33,600
Total Interest
$5,845
Total Cost
$42,945
Vehicle + Tax
$37,100
Deal Snapshot
Amortization Schedule
60 total payments| Month | Principal | Interest | Balance |
|---|---|---|---|
| 1 | $475.42 | $182.00 | $33,125 |
| 2 | $478.00 | $179.42 | $32,647 |
| 3 | $480.59 | $176.84 | $32,166 |
| 4 | $483.19 | $174.23 | $31,683 |
| 5 | $485.81 | $171.62 | $31,197 |
| 6 | $488.44 | $168.98 | $30,709 |
| 7 | $491.08 | $166.34 | $30,217 |
| 8 | $493.74 | $163.68 | $29,724 |
| 9 | $496.42 | $161.00 | $29,227 |
| 10 | $499.11 | $158.31 | $28,728 |
| 11 | $501.81 | $155.61 | $28,226 |
| 12 | $504.53 | $152.89 | $27,722 |
Estimates only. Sales tax calculation assumes trade-in credit applies in your state (most US states allow this). Actual loan terms, fees, and rates vary by lender and credit score. Consult your lender or dealer for precise figures before signing.
How to Use
Enter the vehicle price and your down payment amount or percentage
Add trade-in value if you have a vehicle to trade in
Set your local sales tax rate and choose a loan term
Adjust the interest rate to match your pre-approved rate or estimate
Frequently Asked Questions
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