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Old vs new GST 2.0 rate for any product or service — instantly
GST 2.0 took effect 22 September 2025under CBIC Notifications 09/2025-CTR to 17/2025-CTR (dated 17 September 2025), collapsing India's GST slabs to mainly 5%, 18% and 40%. Rates below reflect 168 commonly searched items as notified up to 6 July 2026 — always verify with the CBIC website before filing.
Applies to pre-packaged and labelled savoury snacks.
Old regime split biscuits into 12% (up to Rs 100/kg) and 18% (above); GST 2.0 unifies both to a flat 5%.
Non-carbonated fruit juices and pulp-based drinks; carbonated fruit drinks are taxed separately at 40%.
Moved to nil-rated regardless of packaging.
Applies to pre-packaged and labelled paneer/chena.
Resolves the long-running 'parota tax' dispute where parota was taxed higher than roti — both are now nil-rated.
Unchanged by GST 2.0 — packaged tea has been taxed at 5% since GST's 2017 launch.
Unchanged — bread has been nil-rated since GST's 2017 launch.
Unchanged nil rating.
Unchanged — only non-packaged/loose honey is nil-rated; branded packaged honey stays at 5%.
Unchanged — edible oils have been at the merit 5% rate since 2017.
Unchanged.
Unchanged since the July 2022 'pre-packaged and labelled' rule; loose/unbranded grain stays nil-rated.
Unchanged nil rating for non-packaged curd, lassi and buttermilk.
Unchanged — deodorants and perfumes stayed out of the daily-essentials rate cut that covered soap, shampoo and toothpaste.
Unchanged.
Unchanged nil rating for these traditional cosmetic items.
Reduced rate applies to handicraft-classified bamboo/cane furniture under Notification 13/2025-CTR.
Unchanged — renewable-energy devices have carried the 5% concessional rate since 2017.
Unchanged for domestic/non-commercial LPG.
Unchanged — Notification 14/2025-CTR reaffirmed 12% for fly ash, building, fossil and roofing bricks/tiles.
Showing top 60 results. Refine your search or filters to narrow down.
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Browse Finance TemplatesOn 22 September 2025, India’s GST Council rolled out "GST 2.0" — the biggest rate rationalization since GST launched in 2017 — collapsing the old 5/12/18/28% structure into mainly 5% and 18%, with a new 40% slab for luxury and sin goods. CBIC Notifications 09/2025-CTR through 17/2025-CTR (dated 17 September 2025) implemented the change. This tool lets you search any product or service and see its exact old rate, new rate, and whether it got cheaper, costlier, or stayed the same.
The search runs entirely client-side against a curated dataset of 168 commonly searched items, each cross-checked against at least two independent sources summarizing the same CBIC notifications (or confirmed as a long-standing unchanged rate). Type a product or service name, HSN chapter number, or a common alias — the fuzzy matcher checks the item name, aliases, and HSN code together.
Each result shows the pre-reform rate and the GST 2.0 rate side by side, with a delta badge: green "Cheaper" for a rate cut, red "Costlier" for a hike, gray "Unchanged" for items the reform left alone, and amber "Pending" for tobacco and pan masala, whose legislated 40% rate is deferred until the compensation-cess loan is repaid.
Use the slab filter chips (Exempt, 5%, 18%, 40%) to browse everything landing in one new-regime bracket, or the category chips (Food, Electronics, Vehicles, Services, Luxury & Sin Goods, and more) to review a whole sector at once — useful when repricing a shelf or auditing a product catalog after the reform.
A kirana store owner checking whether GST on packaged namkeen and biscuits dropped from 12–18% to 5% before repricing shelf stock.
A car dealer confirming whether a compact hatchback qualifies for the 18% slab or falls into the 40% luxury bracket based on engine size and length.
An insurance agent explaining to a client why an individual health policy is now GST-free while a group corporate policy still carries 18%.
A handicraft exporter checking the Notification 13/2025-CTR concessional 5% rate for handmade wood, stone, and bamboo goods.
A retailer auditing an entire product catalog by category to see which SKUs need shelf-price updates after 22 September 2025.
Scope note: This dataset covers 168 commonly searched items, not the full GST schedule of over 5,000 HSN/SAC codes. HSN codes shown are indicative chapter/heading-level references, not the exact 6- or 8-digit code required on an invoice — use the HSN & SAC Code Finder for that. Product-specific classification disputes, state-level variations, and compensation-cess mechanics are not covered; verify any figure on the CBIC website or with a GST practitioner before filing or invoicing.
Disclaimer: This calculator is for informational and educational purposes only and does not constitute financial, tax, or legal advice. Results are estimates based on publicly available tax slabs and formulas. Consult a qualified Chartered Accountant, tax professional, or financial advisor for guidance specific to your situation. Built and maintained by the WOWHOW Team with 14+ years of software development experience.
Type a product or service name in the search box — e.g. 'cement', 'biscuits', 'health insurance'
Use the slab filter chips to narrow to Exempt, 5%, 18%, or 40% under the new GST 2.0 regime
Filter by category (Food, Electronics, Vehicles, Services, and more) to browse a whole sector
Check the delta badge — Cheaper, Costlier, Unchanged, or Pending for tobacco/pan masala items whose hike is deferred — and read the note for filing nuances
About the GST Rate Finder
GST 2.0 is the 56th GST Council’s rate rationalization, effective 22 September 2025, that collapsed India’s four-slab GST structure (5%, 12%, 18%, 28%) into mainly two slabs — 5% and 18% — plus a new 40% rate for luxury and sin goods. It was implemented through CBIC Notifications 09/2025-CTR to 17/2025-CTR, all dated 17 September 2025.
The primary slabs are 0% (nil-rated/exempt), 5%, 18%, and 40%. A handful of niche rates continue alongside these: 0.25% for rough diamonds, 1% to 6% for GST Composition Scheme taxpayers, 1.5% for diamond job work, and 3% for gold, silver, and jewellery.
Daily-use essentials (soap, shampoo, toothpaste, hair oil) dropped from 18% to 5%. Packaged food (butter, ghee, cheese, biscuits, namkeen, chocolates) mostly moved from 12% or 18% down to 5%. Consumer electronics (air conditioners, TVs, dishwashers) and small cars/two-wheelers fell from 28% to 18%. Individual health and life insurance became fully exempt, and school stationery (notebooks, pencils, maps) became nil-rated.
Sin and luxury goods moved to the new 40% slab: aerated and caffeinated drinks, luxury cars and SUVs, motorcycles above 350cc, and betting/gambling/online-gaming services. Tobacco and pan masala are legislated for 40% too, but that hike is deferred (see below). Coal is one of the rare items that got costlier on the essentials side, moving from 5% to 18% as its compensation cess was removed.
Not yet. The 40% rate for cigarettes, pan masala, gutkha, and chewing tobacco has been notified but deliberately deferred — these products continue at the old 28% rate plus compensation cess until the government’s outstanding compensation-cess loan and interest obligations are fully discharged, per a separate notification. Bidis were excluded from the 40% hike entirely and remain at 28%.
Only for individual and family-floater policies (including reinsurance), per Notification 16/2025-CTR. Group or employer-sponsored health and life insurance is unaffected and still attracts 18% GST — a distinction many summaries of the reform miss.
This tool shows an indicative chapter/heading-level HSN code for quick reference. For the precise 6- or 8-digit HSN code needed on a GST invoice, use the free HSN & SAC Code Finder tool on WOWHOW, which is built specifically for that lookup.
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