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All Tools›Finance & Business›Section 80C Tax Planner

Section 80C Tax Planner

Maximize your Rs 1.5 lakh 80C deduction — plan smart

Finance & BusinessFREEYour data never leaves your browser

₹12,00,000

Your tax slab (new regime)

15% — 15% slab

Section 80C Progress₹0 / ₹1,50,000
₹1,50,000 remaining0% filled

80C Investment Details

ELSS Mutual Funds3 years~12-15%

Best return potential, shortest lock-in

PPF (Public Provident Fund)15 years7.1%

Guaranteed, tax-free returns

Life Insurance Premium (LIC)Policy termVaries

Life cover + savings

Home Loan Principal RepaymentLoan tenureAsset building

Section 80C benefit on principal

Children's Tuition FeesN/AN/A

Max 2 children, full-time education

NSC (National Savings Certificate)5 years7.7%

Post office savings, guaranteed

Tax Saver FD (5-year)5 years~7%

Bank FD with 80C benefit

ULIP (Unit Linked Insurance Plan)5 yearsMarket-linked

Insurance + investment combo

Sukanya Samriddhi Yojana (SSY)21 years8.2%

For girl child, highest guaranteed rate

Employee PF (EPF)Till retirement8.15%

Auto-deducted from salary

NPS Contribution — Section 80CCD(1B)

Additional Rs 50,000 deduction over and above 80C limit

Recommendations to maximize savings

  • Invest ₹50,000 in ELSS for best return potential (12-15% avg, 3-yr lock-in)
  • Add ₹1,50,000 to PPF for guaranteed 7.1% tax-free returns
  • Consider SSY if you have a girl child — highest guaranteed rate at 8.2%

Start adding investment amounts above to see tax savings

How to Use

1

Enter your annual income to auto-detect your tax slab

2

Add amounts for each 80C instrument — ELSS, PPF, LIC, NSC, etc.

3

Watch the progress bar fill towards the Rs 1.5 lakh limit

4

Add NPS contribution for additional Rs 50,000 deduction under 80CCD(1B)

Frequently Asked Questions

The maximum deduction under Section 80C is Rs 1,50,000 per financial year. This includes investments in ELSS, PPF, LIC premiums, NSC, ULIP, home loan principal, tuition fees, and more.

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