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WOWHOW FIELD NOTES · № 060SUN, MAY 3, 2026 · PUNE ISTSHIPPED WEEKLY · 7:00 AM

Field Notes for builders
who actually ship.

No listicles. No AI slop. Every post comes from code we deployed, bills we paid, and customers who complained. Written by the founder and two contributors — nobody else.

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Featured · Finance/38 min read/20h ago

How to File ITR Online for AY 2026-27: Complete Step-by-Step Guide

AY 2026-27 returns cover income earned in FY 2025-26 and are filed under the Income Tax Act 1961 — even though the new Income Tax Act 2025 came into force April 1, 2026. The deadline for salaried taxpayers is July 31, 2026. This guide walks through every step: form selection, documents, the e-filing portal walkthrough, offline JSON upload, e-verification, and the penalty structure for missing the deadline.

Anup Karanjkar

Founder · WOWHOW

Published

May 3, 2026

Read time

38 min

Stack

Itr Filing · Income Tax · Ay 2026 27

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WOWHOW / FINANCE20h ago

AY 2026-27 returns cover income earned in FY 2025-26 and are filed under the Income Tax Act 1961 — even though the new I

⚡ 38 min— AK

We only write about what we deployed.We only link to what we bought.We name names when something sucks.

4 notes

Finance32 min

401k Contribution Limits 2026: Max Out Retirement Savings

The IRS set 2026 401(k) contribution limits at $23,500 for employee contributions, $70,000 for total annual additions including employer contributions, and $7,500 in catch-up contributions for workers aged 50 and older — bringing the maximum for catch-up-eligible participants to $31,000.

AKAnup Karanjkar

1w ago

Finance30 min

How to Pay Off Debt Fast in 2026: Avalanche vs Snowball

Paying off debt fast in 2026 requires a systematic method, not just willpower. The two proven frameworks — avalanche (highest interest rate first) and snowball (smallest balance first) — differ in total interest saved versus psychological momentum, and the right choice depends on your specific debt portfolio.

AKAnup Karanjkar

1w ago

Finance28 min

US Federal Income Tax Brackets 2026: Complete Guide

The IRS released the 2026 federal income tax brackets via Revenue Procedure 2025-11, adjusting all seven bracket thresholds for inflation. Here is every number you need — brackets, standard deductions, filing status differences — plus a framework for calculating your actual tax bill.

AKAnup Karanjkar

1w ago

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Field Notes for builderswho actually ship.

How to File ITR Online for AY 2026-27: Complete Step-by-Step Guide

401k Contribution Limits 2026: Max Out Retirement Savings

How to Pay Off Debt Fast in 2026: Avalanche vs Snowball

US Federal Income Tax Brackets 2026: Complete Guide

One note, every Monday. 7am IST. Zero fluff.

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Field Notes for builders
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